TERMS OF USE

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE.

By using this website, you signify your consent to these terms of use. If you do not agree to these Terms of Use, please do not use the website. Your access to and use of this website, as well as all related websites operated by Charlebois & Associates, Photographers Inc through the web site CreativepassionAi.com (which includes The Storyweaver Course, among others) (collectively the “Site”) is subject to the following terms and conditions (“Terms of Use”) and all applicable laws. Charlebois & Associates, Photographers Inc through the web site CreativepassionAi.com (“Company”, “we”, “us”, or “our”) is a federally incorporated Canadian corporation operating internationally. These Terms govern your access to and use of: CreativepassionAi.com and all related services, digital products, and educational programs (the “Site” and “Services”). By purchasing or accessing our Services, you confirm that:

You are at least 18 years old (or the age of majority in your jurisdiction) You have legal capacity to enter into a binding agreement

You agree to these Terms. Acceptance occurs via clickwrap agreement at checkout. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms of Use and acknowledge that any other agreements between you and the Site are superseded and of no force or effect:

1. Description of Services.

We provide digital educational courses delivered via: Online video modules, Downloadable materials.

Certain courses may be presented by an AI-generated avatar. This avatar is a digital presentation tool and not a human instructor.

All content is for informational and educational purposes only and does not constitute legal, financial, tax, medical, or professional advice.You agree that the Site itself, as well as all content, videos, training materials, products, services and/or other materials, made available on the Site by us or other third parties, as well as the look and feel of all of the foregoing, (collectively referred to as the “Content”) are maintained for your personal use and information by CreativepassionAi.com, (the “Company”) and are the property of the Company and/or its third party providers. You agree that such Company Content shall include all proprietary videos, HTML/CSS, Javascript, graphics, voice, and sound recordings, artwork, photos, documents, and text as well as all other materials included in the Site, excluding only the materials you provide. Subject to your compliance with these Terms of Use, the Company hereby grants you a limited license, which is non-exclusive, non-transferable, and non-sublicensable, to access, view, and use the Site solely for your personal purposes. No Company Content may be copied, reproduced, republished, uploaded, posted, transmitted, distributed, used for public or commercial purposes, or downloaded in any way unless written permission is expressly granted by the Company. Modification of the Content or use of the Content for any other purpose is a violation of the copyright and other proprietary rights of the Company, as well as other authors who created the materials and may be subject to monetary damages and penalties. You may not distribute, modify, transmit, or use the content of the Site or any Content, including any and all software, tools, graphics, and/or sound files, for public or commercial purposes without the express written permission of the Company.

2. License Grant

Upon successful payment, you receive: A limited, non-exclusive, non-transferable, revocable license to access the Course for personal, non-commercial use only. You may not: Share login credentials, redistribute, sublicense, or resell content, copy or publicly display materials, use materials for commercial training. Violation may result in immediate termination without refund. All Content, such as text, data, graphics files, videos and sound files, and other materials contained in the Site, are copyrighted unless otherwise noted and are the property of the Company and/or a supplier to the Company. No such materials may be used except as provided in these Terms of Use.

3. Intellectual Property

All content is owned by the company through CreativepassionAi.com and protected under: Canadian Copyright Act, U.S. Copyright Law, EU Copyright Directives, International IP treaties

No rights are transferred except as expressly granted.All trade names, trademarks, and images and biographical information of people used in the Company Content and contained in the Site, including without limitation the name and trademark “CreativepassionAi.com & The Storyweaver”, are either the property of or used with permission by, the Company. The use of Content by you is strictly prohibited unless specifically permitted by these Terms of Use. Any unauthorized use of Content may violate the copyright, trademark, and other proprietary rights of the Company and/or third parties, as well as the laws of privacy and publicity, and other regulations and statutes. Nothing contained in this Agreement or in the Site shall be construed as granting, by implication or otherwise, any license or right to use any Trademark or other proprietary information without the express written consent of the Company or third party owner. The Company respects the copyright, trademark, and all other intellectual property rights of others. The Company has the right but has no obligation, to remove content and accounts containing materials that it deems, in its sole discretion, to be unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene, or otherwise objectionable or violates any party’s intellectual property or these Terms of Use. If you believe that your intellectual property rights are being violated and/or that any work belonging to you has been reproduced on the Site or in any Content in any way, you may notify Company at i[email protected]. Please provide your name and contact information, the nature of your work and how it is being violated, all relevant copyright and/or trademark registration information, the location/URL of the violation, and any other information you believe is relevant.

4. While the Company uses reasonable efforts to include accurate and up-to-date information in the Site, the Company makes no warranties or representations as to its accuracy. The Company assumes no liability or responsibility for any errors or omissions in the content of the Site.

5. When you register with the Company and/or this Site, you expressly consent to receive any notices, announcements, agreements, disclosures, reports, documents, communications concerning new products or services, or other records or correspondence from the Company. You consent to receive notices electronically by way of transmitting the notice to you by email.

6. If you send comments or suggestions about the Site to the Company, including, but not limited to, notes, text, drawings, images, designs or computer programs, such submissions shall become, and shall remain, the sole property of the Company. No submission shall be subject to any obligation of confidence on the part of the Company. The Company shall exclusively own all rights to (including intellectual property rights thereto), and shall be entitled to unrestricted use, publication, and dissemination as to all such submissions for any purpose, commercial or otherwise without any acknowledgment or compensation to you.

7. The Company shall use commercially reasonable efforts to restrict unauthorized access to our data and files. However, no system whether or not password protected can be entirely impenetrable. You acknowledge that it may be possible for an unauthorized third party to access, view, copy, modify, or distribute the data and files you store using the Site. Use of the Site is completely at your own risk. Use of the Site is governed by our Privacy Policy

8. The Company will not intentionally disclose any personally identifying information about you to third parties, except where the Company, in good faith, believes such disclosure is necessary to comply with the law or enforce these Terms of Use. By using the Site, you signify your acceptance of the Company’s Privacy Policy terms. If you do not agree with this Privacy Policy, in whole or part, please do not use this Site.

W e are compliant with: Quebec Law 25, PIPEDA (Canada), GDPR (EU), CASL (Canada Anti-Spam Law)

Privacy Officer, Charlebois & Associates, Photographers Inc through creativepassionAI.com,
Privacy Officer: Director of Data Protection. Email: [email protected]

Information We Collect

We collect: Personal Information, name, Email, billing address, IP address, account login data.

Payment data processed securely via third-party providers (e.g., Stripe). We do not store full credit card numbers.

Technical Data, browser type, device information, cookies, analytics data.

Legal Basis for Processing (GDPR)

We process data based on: Contract performance, legal obligations, consent, legitimate business interests (where applicable and lawful)

Data Retention

We retain data: for duration of active account, for legal/accounting obligations (up to 7 years where required), marketing data until consent withdrawn, data is securely deleted thereafter.

Cross-Border Transfers

Your data may be processed in: Canada, United States, European Union. We ensure appropriate safeguards including:

Standard Contractual Clauses (where required), secure hosting environments, reputable third-party processors.

Your Rights

Depending on jurisdiction, you may have the right to: Access your personal data, correct inaccurate data, request deletion, withdraw consent, object to processing, request data portability, file complaint with supervisory authority

Requests may be submitted to: [email protected]

Children

We do not knowingly collect data from individuals under 14 years old.

If you are under the age of majority in your jurisdiction, parental consent is required.

Cookies

We use: Essential cookies, analytics cookies, marketing cookies. You may control cookies via browser settings or cookie consent banner.

Security Measures

We implement: Encryption, secure servers, access controls, regular security assessments but you must be aware that No transmission method is 100% secure.

Data Breach Procedures

In the event of a confidentiality incident presenting serious risk: Affected individuals will be notified Quebec authorities will be notified where required

Marketing Communications

You may opt-in to marketing communications. You may unsubscribe at any time via link in email.

We comply with:

CASL, CAN-SPAM (U.S.), GDPR consent requirements

Updates

We may update this policy periodically. Material changes will be communicated.

9. NEITHER THE COMPANY NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR MAINTAINING THE SITE AND/OR ANY CONTENT ON THE SITE SHALL BE LIABLE UNDER ANY CIRCUMSTANCES FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO OR USE OF THE SITE. WITHOUT LIMITING THE FOREGOING, ALL CONTENT ON THE SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF THE MATERIALS IN THE SITE, THE RESULTS OF THE USE OF SUCH MATERIALS, THE SUITABILITY OF SUCH MATERIALS FOR ANY USER’S NEEDS OR THE LIKELIHOOD THAT THEIR USE WILL MEET ANY USER’S EXPECTATIONS, OR THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR CORRECTION. THE COMPANY LIKEWISE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES THAT YOU WILL EARN ANY MONEY USING THE SITE OR THE COMPANY’S TECHNOLOGY OR SERVICES. YOU ACCEPT ALL RESPONSIBILITY FOR EVALUATING YOUR OWN EARNING POTENTIAL AS WELL AS EXECUTING YOUR OWN BUSINESS AND SERVICES. YOUR EARNING POTENTIAL IS ENTIRELY DEPENDENT ON YOUR OWN PRODUCTS, IDEAS, AND TECHNIQUES; YOUR EXECUTION OF YOUR BUSINESS PLAN; THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS, AND TECHNIQUES OFFERED AND UTILIZED; AS WELL AS YOUR FINANCES, YOUR KNOWLEDGE, AND YOUR SKILL. SINCE THESE FACTORS DIFFER AMONG ALL INDIVIDUALS, THE COMPANY CANNOT AND DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES REGARDING YOUR SUCCESS OR INCOME LEVEL. THE COMPANY DOES NOT WARRANT THAT THE USE OF THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE, THE CONTENT, AND/OR THE MATERIALS AVAILABLE ON THIS SITE ARE FREE FROM BUGS OR VIRUSES, OR OTHER HARMFUL COMPONENTS. YOU ASSUME ALL RESPONSIBILITY FOR THE COST OF ALL NECESSARY REPAIRS OR CORRECTIONS. THE COMPANY SHALL NOT BE RESPONSIBLE FOR ANY PERFORMANCE OR SERVICE PROBLEMS CAUSED BY ANY THIRD-PARTY WEBSITE OR THIRD-PARTY SERVICE PROVIDER. ANY SUCH PROBLEM SHALL BE GOVERNED SOLELY BY THE AGREEMENT BETWEEN YOU AND THAT PROVIDER. Please note that the applicable jurisdiction may not allow the exclusion of implied warranties. Some of the above exclusions may thus not apply to you.

10. To the maximum extent permitted by applicable law: The Company shall not be liable for indirect, incidental, consequential, or special damages. Nothing excludes liability for: Gross negligence, willful misconduct, death or personal injury, non-waivable statutory consumer rights. Total liability shall not exceed the amount paid for the Service.

Indemnification.: You agree to indemnify the Company against claims arising from: violation of these Terms misuse of content,

Violation of law.

THE COMPANY SHALL NOT BE RESPONSIBLE FOR ANY PERFORMANCE OR SERVICE PROBLEMS CAUSED BY ANY THIRD PARTY WEBSITE OR THIRD PARTY SERVICE PROVIDER (including, for example, your web service provider service, Stripe payment services, your software and/or any updates or upgrades to that software). ANY SUCH PROBLEM SHALL BE GOVERNED SOLELY BY THE AGREEMENT BETWEEN YOU AND THAT PROVIDER. THE COMPANY RESERVES THE RIGHT TO DETERMINE, IN ITS SOLE DISCRETION, WHETHER THE COMPANY IS RESPONSIBLE FOR ANY SUCH MALFUNCTION OR DISRUPTION. THE COMPANY ALSO RESERVES THE RIGHT TO LIMIT YOUR USE OF THE SITE AND/OR THE CONTENT OR TO TERMINATE YOUR ACCOUNT SHOULD THE COMPANY DETERMINE THAT YOU HAVE VIOLATED THESE TERMS OF USE, OR THAT YOU HAVE VIOLATED ANY OTHER RULES OR CONDITIONS OF THE COMPANY. THE COMPANY RESERVES THE RIGHT TO REFUSE ACCESS TO THE SITE AND/OR THE COMPANY’S CONTENT, PRODUCTS AND/OR SERVICES TO ANYONE IN ITS SOLE DISCRETION. THE COMPANY RESERVES THE RIGHT TO DETERMINE, IN ITS SOLE DISCRETION, WHETHER THE COMPANY IS RESPONSIBLE FOR ANY SUCH MALFUNCTION OR DISRUPTION. THE COMPANY MAY, IN ITS SOLE DISCRETION, REFUND THE INITIAL FEE CHARGED FOR ANY USE OF THE SITE AND/OR ANY CONTENT OR A PRO-RATA PORTION THEREOF CONSISTENT WITH THE COMPANY’S REFUND POLICY. THE COMPANY SHALL REFUSE ANY REFUND THIRTY (30) DAYS AFTER YOUR PAYMENT FOR USE OF THE SITE AND/OR ANY CONTENT, EITHER PURSUANT TO THE COMPANY’S CUSTOMER LICENSE AGREEMENT OR OTHERWISE, REGARDLESS OF THE REASON FOR DISRUPTION.

11. IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE, RELIANCE, OR CONSEQUENTIAL DAMAGES, WHETHER FORESEEABLE OR NOT, INCLUDING, BUT NOT LIMITED TO, DAMAGE OR LOSS OF PROPERTY, EQUIPMENT, INFORMATION, OR DATA, LOSS OF PROFITS, REVENUE OR GOODWILL, COST OF CAPITAL, COST OF REPLACEMENT SERVICES, OR CLAIMS FOR SERVICE INTERRUPTIONS OR TRANSMISSION PROBLEMS, OCCASIONED BY ANY DEFECT IN THE SITE, THE CONTENT, AND/OR RELATED MATERIALS, THE INABILITY TO USE SERVICES PROVIDED HEREUNDER OR ANY OTHER CAUSE WHATSOEVER WITH RESPECT THERETO, REGARDLESS OF THEORY OF LIABILITY. THIS LIMITATION WILL APPLY EVEN IF THE COMPANY HAS BEEN ADVISED OR IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

12. You agree to indemnify and hold the Company and each of its directors, officers employees, and agents, harmless from any and all liabilities, claims, damages, and expenses, including reasonable attorney’s fees, arising out of or relating to (i) your breach of this Agreement, (ii) any violation by you of law or the rights of any third party, (iii) any materials, information, works and/or other content of whatever nature or media that you post or share on or through the Site, (iv) your use of the Site or any services that the Company may provide via the Site, and (v) your conduct in connection with the Site or the services or with other users of the Site or the services. The Company reserves the right to assume the exclusive defense of any claim for which we are entitled to indemnification under this Section. In such event, you shall provide the Company with such cooperation as is reasonably requested by the Company.

13. The provisions of these Terms of Use are for the benefit of the Company, its subsidiaries, affiliates and its third-party content providers and licensors, and each shall have the right to assert and enforce such provisions directly or on its own behalf.

14. This agreement shall be governed by and construed in accordance with the laws of the Quebec, without giving effect to any principles of conflicts of law. For Canadian users: Governed by the laws of Canada and the Province of Quebec.

For U.S. users: Disputes shall be resolved under Quebec law unless mandatory local law applies.

Jurisdiction: Courts of the District of Laval, Province of Quebec, Canada.

You further submit to the exclusive jurisdiction of the state and federal courts sitting in Quebec, Laval, Canada. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. Nothing in this policy limits mandatory rights under: Quebec Consumer Protection Act, Canadian federal consumer law, U.S. state consumer laws, EU Consumer Rights Directive for EU consumers: If you purchase from the EU, you expressly consent to immediate digital delivery and acknowledge waiver of 7-day withdrawal rights once access begins, as permitted under Article 16(m) of Directive 2011/83/EU. Nothing deprives you of mandatory protections of your country of residence.

15. These Terms of Use may be revised from time to time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then-current Terms of Use to which you are bound.

16. Description of Service:

We provide a digital educational course for aspiring authors (“Course”) delivered through online video modules and related materials. The Course is presented by an AI-generated avatar, which is clearly disclosed throughout the platform. The AI avatar is not a human instructor but a digital presentation tool used to deliver educational content. Upon successful payment of $24.99 USD, you are granted: A limited, Non-exclusive, Non-transferable, Revocable license, to access and use the Course for personal, non-commercial purposes only. You may not: Share login credentials Redistribute or resell the Course, Copy, reproduce, or publicly display Course materials Use content for commercial training or resale, We reserve the right to suspend or terminate access if these Terms are violated.

All purchases are final and non-refundable except where applicable by law. Because the Course is delivered as digital content with immediate access, you expressly agree that: You waive any right to cancel once access is granted. No refunds will be provided under any circumstances, including dissatisfaction or failure to complete the Course. If you experience technical access issues, please contact us at [email protected]

Payments and Refund Policy

Digital Product Nature. All Courses are delivered digitally and access is granted immediately upon payment.

By completing your purchase, you: Acknowledge immediate access to digital content

Expressly consent to delivery before expiration of any statutory withdrawal period (where applicable)

Acknowledge that you may lose certain cancellation rights once content access begins

Refund Structure

We offer a 14-day conditional satisfaction guarantee unless otherwise stated at checkout.

To qualify: You must demonstrate meaningful engagement (minimum 25% course completion)

You must submit request within 14 days of purchase. You must provide reason for dissatisfaction

Refunds are not available if: Substantial portion of content has been downloaded, abuse of refund policy is detected

Chargeback threats are used instead of support contact. You are not eligible to access future videos and modules if you cancel during the pre-launch period.

Last Updated: February 15, 2026